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Financial Aid E-Guide
What do you need to do?
From My Portal, you can:
From , you can:
With ELMSelect, you can:
Accept your Financial Aid Award
- Log in to the My Portal
- Click on Student Profile, then Financial Aid (Make sure you are on the right Award Year, found in the upper right-hand corner)
- Click on Home tab, then scroll down to Requirement Messages
- Please submit all required documentation as requested
- Click on Award Offer tab and determine the aid you would like to accept/click
- Submit Decision
Important: If you have accepted loans, you must complete the listed requirements or the loan funds will not pay out to your account.
Direct Deposit of Financial Aid Refund
From the My Portal,
- Click on Personal Profile
- Click on Direct Deposit
- Type in the routing number for your bank and your account number
- Check either Savings or Checking
- Click Submit
If you choose not to participate in direct deposit, your refund check will be mailed to your address as listed on Self Service.
Make a Payment
From the My Portal,
- Click on Student Profile (under Self Service - student)
- Click on Student Account (Under Additional Links)
- Click on Pay Now (CashNet)
- Click on Make a Payment, Add and Enter Amount
- Click on Continue (at bottom of the page)
- Select a payment method
A convenience fee of 2.75% will be added to all credit/debit payments. We are able to accept Mastercard, Discover, American Express and Visa. There will be no fee for payments made online and in person using your bank account (checking or savings).
Get Proof of Enrollment
From the My Portal,
- Click on Self Service
- Click on Student
- Click on Student Records
- Click on National Clearing House (NCH). You will be re-directed to the NCH website
- Click on Students and Alumni (top of page)
- Click on Verify Current Enrollment
- Enter your personal Information
- Print your Proof of Enrollment
Obtain your FSA ID
The FSA ID, a username and password, has replaced the Federal Student Aid PIN and must be used to log in to certain U.S. Department of Education websites. Your FSA ID confirms your identity when you access your financial aid information and electronically sign Federal Student Aid documents. If you do not already have an FSA ID, you can create one when logging in to , , and when signing an Agreement to Serve (ATS) at .
- Go to Create New .
- When logging in to one of the websites listed above, click the link to Create an Account.
- Create a username and password, and enter your email address.
- Enter your name, date of birth, Social Security number, contact information, and challenge questions and answers.
- If you have a Federal Student Aid PIN, you will be able to enter it and link it to your FSA ID. You can still create an FSA ID if you have forgotten or do not have a PIN.
- Review your information, and read and accept the terms and conditions.
- Confirm your email address using the secure code, which will be sent to the email address you entered when you created your FSA ID. Once you verify your email address, you can use it instead of your username to log in to the websites.
You can use your FSA ID to sign a FAFSA right away. Once the Social Security Administration verifies your information in one to three days, or if you have linked your PIN to your FSA ID, you will be able to use your FSA ID to access the websites listed above. Visit for help.
Direct/PLUS Loan Requirements
Student & Parent FSA IDs required for this step.
The FSA ID has replaced the Federal Student Aid PIN and must be used to log in to certain U.S. Department of Education websites to confirm your identity and electronically sign Federal Student Aid documents, such as your FAFSA, Entrance Counseling, and Master Promissory Notes.
- Create or Edit your
- Or see Obtaining your FSA ID above
Student or Parent, log on to
Student
Complete Entrance Counseling
- Click white Log in button
- Enter Student’s Username or Email Address and FSA ID Password then click Log In
- Accept terms and conditions / Click Accept
- Complete the Entrance Counseling for Direct Loans
- Click Complete Aid Process at the top
- Choose Type – Click Entrance Counseling
- Select Student Type - Undergraduate OR Graduate
- Select School state and name
- Click Continue
- Read the information and complete all 5 steps
- Print your confirmation page
Complete Master Promissory Note(s) (MPN)
- Click Complete Aid Process at the top
- Click Complete Master Promissory Note (MPN)
- Select your loan type and choose Complete Subsidized/Unsubsidized or Grad PLUS MPN
- Complete steps 1-4 of the Master Promissory Note
- Print Master Promissory Note PDF version
Parent
- Click white Log in button
- Enter Parent’s Username or Email Address and FSA ID, Password then click Log In
- Accept terms and conditions / Click Accept
Apply for a Parent PLUS Loan
- Click Apply for Aid at the top
- Click Apply for a PLUS Loan
- Select Complete PLUS Request for Parents
- Complete steps 1-4
- Print your confirmation
If Parent PLUS Loan is Approved,
- Complete PLUS Master Promissory Note (MPN)
- Click Complete Master Promissory Note (MPN)
- Select your loan type and choose Complete PLUS MPN
- Complete steps 1-4 of the Master Promissory Note
- Print Master Promissory Note PDF version
Borrow a private loan
You have the right to select any lender you wish for an alternative/private loan. Many lenders offer attractive terms and conditions which you can find by searching the internet. As always, Detroit Mercy recommends that students review all options and make educated borrowing decisions.
Detroit Mercy has partnered with ELM Resources to process private/alternative loans on the behalf of students at the 海角大神. ELM Resources maintains a comprehensive list of lenders that have been used by our students during the past few years. This is by no means an exclusive list of lenders.
The 海角大神 does not recommend any particular lender and encourages students to compare different lenders to find the one that best fits their individual needs. You have the right to select any lender of your choosing.
- Once you have selected your lender you can begin the loan process by completing the application on . Detroit Mercy will be notified of your request and will complete the school certification. If you choose a lender not on ELMSelect, you should coordinate your application process with Detroit Mercy's Loan Coordinator.
- Select "Program Type."
- Review the list of Lenders for Detroit Mercy - you may review the benefits and compare lenders by checking the compare boxes
- Select a lender and click "apply." You will be redirected to the private loan website.
Note: Students may require a credit-worthy co-signer for private loans.